M. M. Nor, “THE IMPACT OF MICROFINANCE ON GROWTH OF MICROENTERPRISES (MEs) IN MALAYSIA”, IJHTC, vol. 6, no. (S1), pp. 135–150, Mar. 2021, Accessed: Apr. 19, 2025. [Online]. Available: https://journal.ump.edu.my/ijhtc/article/view/6238